Buying a home with a pool in Hawaii has many pros and cons to consider. For example, while it may be nice to have a pool in your backyard that you can use at any time, having a pool can also increase your insurance costs and can make it more difficult to sell the property later. Buying a home with a pool already installed also eliminates your ability to design the pool in the way that you want it. If you have decided that having a pool is a must with your next home purchase, keeping these tips in mind for ensuring you are happy with your purchase.
Tip #1: Know the Types of Pools Available
There are three primary types of swimming pools available. These pools are as follows:
Granite Pools: Made by spraying a mixture of concrete and sand into the hole prepared for the pool. Granite pools are permanent structures that can be made into nearly any shape desired, but it is costly and does not last forever.
Vinyl Pools: Generally rectangular in shape, but sometimes available in other configurations, vinyl pools are less expensive than granite. They do, however, need to have their liners replaced after about ten years. Vinyl pools are more popular in areas where the pools are drained during the winter due to freezing temperatures.
Above-Ground Pools: The least expensive option, above-ground pools are not permanent and, therefore, do not typically add value to a home.
Knowing more about the various types of pools available will help you to determine the type of pool you want in the home you purchase.
Tip #2: Do Your Research
Before purchasing a home with your pool, you should be sure to do plenty of research into the pool that comes with the property. Some questions you should ask include:
When was the pool built?
What parts have been repaired or replaced?
What are the monthly maintenance costs?
You should also ask who built the pool and, if possible, contact the company to confirm basic information about the pool.
Tip #3: Look Into Insurance Coverage
Owning a home with a pool will increase your insurance costs. To ensure you are comfortable with paying this amount, contact your insurance company ahead of time to check on coverage options and costs.
Tip #4: Get it Inspected
Even after doing your own research, it is a good idea to have the pool inspected by a professional. This will give you a better idea of the current condition of the pool. Paying a little money now will be well worth it if problems are discovered before you make a purchase.
Tip #5: Have it Covered by Your Warranty
If a homeowner’s warranty is included with the purchase of your home, make sure the pool is included in the warranty’s coverage. While you may have to pay an additional fee to have the pool covered, it can save you a significant amount of money in the future in terms of paying for repairs. Just be sure to read the fine print so you have a clear understanding of what is covered and what is not.
